*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:#F5EFE6;color:#1B2F3A;font:17px/1.6 Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:#B4583C}a:hover{color:#1B2F3A}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header.top{padding:18px 0;border-bottom:1px solid #E3D6C6;background:#F5EFE6}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#1B2F3A;font:700 20px Georgia,"Playfair Display",serif}
.brand img{width:36px;height:36px}
nav a{margin-left:16px;text-decoration:none;font-weight:600;font-size:15px;color:#1B2F3A}
h1,h2,h3{font-family:Georgia,"Playfair Display",serif;line-height:1.15;color:#1B2F3A}
h1{font-size:clamp(30px,5vw,46px);margin:34px 0 10px}h2{font-size:28px;margin:40px 0 12px}h3{font-size:20px;margin:24px 0 8px}
.lede{font-size:19px;color:#3E4D55;max-width:760px}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:26px 0}
@media(max-width:820px){.grid{grid-template-columns:1fr}}
.card{background:#fff;border-radius:18px;box-shadow:0 10px 30px rgba(27,47,58,.10);padding:22px}
fieldset{border:0;margin:0 0 14px;padding:0}legend{font-weight:700;margin-bottom:6px;color:#B4583C;text-transform:uppercase;letter-spacing:.08em;font-size:13px}
label{display:flex;justify-content:space-between;align-items:center;gap:12px;margin:7px 0;font-size:15px}
label.chk{justify-content:flex-start}
input[type=number],select{width:140px;padding:8px 10px;border:1.5px solid #D9C8B6;border-radius:10px;font:inherit;background:#FFFDF9}
select{width:190px}.cur{color:#5E6A70;font-size:13px;margin-right:4px}
table.res{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums}
table.res td{padding:8px 4px;border-bottom:1px solid #EFE7DC;font-size:15px}table.res td:last-child{text-align:right;white-space:nowrap}
tr.sub td{font-weight:700}tr.tot td{font-weight:700;border-top:2px solid #1B2F3A}
tr.profit td{font-weight:800;font-size:18px;border-bottom:0}tr.profit.neg td:last-child{color:#B42318}tr.profit.pos td:last-child{color:#1F7A4D}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}
.kpi{background:#F5EFE6;border-radius:12px;padding:10px;text-align:center}.kpi b{display:block;font-size:22px}.kpi span{font-size:12px;color:#5E6A70}
button{background:#1B2F3A;color:#F5EFE6;border:0;border-radius:999px;padding:10px 18px;font:600 14px Inter,sans-serif;cursor:pointer;margin-top:14px}
.cta{background:#1B2F3A;color:#F5EFE6;border-radius:18px;padding:26px;margin:34px 0}
.cta h2{color:#F5EFE6;margin-top:0}.cta a.btn{display:inline-block;background:#B4583C;color:#fff;text-decoration:none;font-weight:700;border-radius:999px;padding:12px 22px;margin:8px 10px 0 0}
.cta a.btn.alt{background:transparent;border:2px solid #F5EFE6}.cta p{color:#E8DFD3}
.note{font-size:14px;color:#5E6A70}
table.t{border-collapse:collapse;width:100%;background:#fff;border-radius:12px;overflow:hidden;font-size:15px}
table.t th,table.t td{padding:9px 12px;border-bottom:1px solid #EFE7DC;text-align:left}table.t th{background:#1B2F3A;color:#F5EFE6;font-weight:600}
.faq h3{margin-top:22px}
footer{margin-top:50px;padding:26px 0;border-top:1px solid #E3D6C6;font-size:14px;color:#5E6A70}
footer a{color:#5E6A70}
.links{columns:3;font-size:15px}@media(max-width:700px){.links{columns:2}}
[hidden]{display:none!important}
@media(max-width:480px){input[type=number]{width:96px}select{width:150px}label{font-size:14px}}
.na{flex-basis:100%;margin:6px 0 0;font-size:13px;color:#5C6B73}